雅思口语borrow lending答案怎么用？-科普教育网

下面我将为你提供一个全面的答案,包括：

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核心词汇与短语
高分答案范例 (分为不同难度和角度)
回答思路与技巧
考官可能会追问的问题及回答思路

核心词汇与短语

掌握这些词汇能让你的回答更地道、更丰富。

名词:

Borrower: 借入方
Lender: 借出方
Loan: (可数名词) 贷款，一笔借出的钱
Debt: 债务，欠款
A favor: 一个忙/人情
e.g., "Can you do me a favor?" (能帮我个忙吗？)
A helping hand: 援助之手
Trust: 信任
Relationship: 关系

动词:

Lend: 借出
Borrow: 借入
Loan: (动词) 借出 (较正式)
Owe: 欠 (某人钱或人情)
Pay back / Repay: 偿还，还钱
Default on a loan: (贷款) 违约
Keep one's word: 信守承诺
Reluctant to: 不情愿做某事

形容词/副词:

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Generous / Kind-hearted: 慷慨的/好心的
Reluctant: 不情愿的
Trustworthy: 值得信赖的
Financially tight / strapped: 经济拮据
On good terms: 关系良好
Strict: 严格的 (关于还款)

常用句型:

I once had to... (我曾经不得不...)
The last time I borrowed something... (上次我借东西...)
It was a real lifesaver. (那真是帮了我大忙了。)
I'm not really comfortable lending money to friends. (我不太习惯把钱借给朋友。)
It really put a strain on our relationship. (那真的给我们的关系造成了压力。)
It taught me a valuable lesson about... (它教会了我关于...的一堂宝贵的课。)

高分答案范例

你可以根据自己的真实经历,选择或组合以下思路。

积极经历 (向朋友借钱应急)

(Describe a time you borrowed something from someone. / Tell me about a time you lent something to someone.)

"Well, I'd like to talk about a time I had to borrow a significant amount of money from a close friend of mine. This happened about two years ago when I was a university student.

At that time, I was financially quite tight because I had to pay my tuition fee and rent all at once, and my part-time job's salary hadn't come in yet. I was in a real bind and had no other choice but to ask for help.

So, I approached my best friend, Leo. I was a bit hesitant and reluctant at first because I know it's a bit awkward to mix money and friendship. But he was incredibly understanding and didn't hesitate for a second. He just said, 'Don't worry about it, consider it a loan. Pay me back whenever you can.' That was such a relief.

I managed to pay him back in full about a month later when I received my paycheck. More importantly, this experience really strengthened our friendship. It showed me that he is not only a trustworthy person but also genuinely cares about me. It was a real lifesaver and taught me a valuable lesson about the importance of having reliable friends in life."

点评:

结构清晰: 背景 -> 冲突 -> 行动 -> 结果 -> 感悟。
词汇丰富: financially tight, in a real bind, hesitant, reluctant, incredibly understanding, trustworthy, lifesaver。
情感真挚: 描述了从“窘迫”到“如释重负”再到“感激”的情感变化。
有升华: 结尾点明了这件事对友谊的积极影响,体现了思考深度。

消极经历 (借钱不还)

(Tell me about a time someone borrowed money from you but didn't pay you back.)

"Absolutely. This is a rather unfortunate experience that taught me a hard lesson. It involved a former colleague of mine, let's call him David.

We were on pretty good terms back then, and he seemed like a reliable person. One day, he came to me and explained that he needed to borrow a few thousand yuan to cover an unexpected medical bill for his family. He promised to pay me back in two weeks. Feeling sorry for his situation and considering him a friend, I agreed without much hesitation.

However, two weeks passed, and he made no mention of the money. When I brought it up gently, he started making excuses, saying his bonus was delayed or he had other urgent expenses. This pattern continued for months. Eventually, he just stopped answering my messages. It was incredibly frustrating and disappointing.

In the end, I had to accept that I probably wouldn't see that money again. More than the financial loss, what bothered me the most was that it put a strain on our relationship and made me realize he wasn't as trustworthy as I thought. It was a valuable, if painful, lesson about setting clear boundaries and being more cautious when it comes to lending money."

点评:

故事性强: 有完整的起因、经过、结果,戏剧冲突明显。
词汇精准: on pretty good terms, reliable person, making excuses, put a strain on our relationship, setting clear boundaries。
反思深刻: 不仅提到了经济损失，更强调了它对人际关系的破坏和个人认知的改变,这是雅思高分的关键。
展现了词汇量: unfortunate, frustrating, disappointing, cautious。

回答思路与技巧

STAR原则: 这是描述经历最经典有效的结构。
- S (Situation): 当时的情况是怎样的？(e.g., I was a student, I was broke.)
- T (Task): 你需要完成什么任务/面对什么问题？(e.g., I needed to pay my rent, I had to help a friend.)
- A (Action): 你采取了什么行动？(e.g., I asked my friend for money, I lent him some cash.)
- R (Result): 结果如何？你有什么感受和反思？(e.g., He paid me back, our friendship grew stronger / He didn't pay back, I was disappointed.)
展现词汇量: 不要只说 borrow 和 lend，尝试使用上面提到的核心词汇，如 loan, debt, financially tight, trustworthy 等。
加入细节和情感: 让你的故事更生动,描述你的心情：
- "I was reluctant to ask..." (我很不情愿去问...)
- "It was such a relief when he agreed." (他同意后我松了一口气。)
- "I felt frustrated and disappointed." (我感到很沮丧和失望。)
给出个人观点: 在回答的最后，一定要加上你的看法或反思,这能展示你的批判性思维。
- "I think it's important to set clear rules when lending money." (我认为借钱时设定清晰的规则很重要。)
- "This experience made me realize that trust is the most valuable asset in a friendship." (这次经历让我明白，信任是友谊中最宝贵的资产。)

考官追问及回答思路

考官在听完你的回答后,很可能会追问一些深入的问题。

问题 1: "Generally speaking, do you think it's a good idea to lend money to friends?"

回答思路: 可以给出一个平衡的观点，而不是简单的“好”或“不好”。
"Well, it's a bit of a double-edged sword, I suppose. On one hand, helping a friend in need can strengthen your bond and shows you're a supportive person. On the other hand, it can definitely complicate the relationship if things go wrong. Money has a way of creating tension. So, I'd say it depends on the situation and the person. If it's a small amount for a short period and you trust them completely, it might be okay. But for large sums, it's probably wiser to draw a clear line or suggest other ways to help."

问题 2: "What would you do if a friend borrowed money from you and forgot to pay you back?"